Our Commitment To You

Our promise to you is straightforward: We are committed to providing you with the highest level of service, tailored to your unique financial needs and aspirations. We understand that navigating the mortgage landscape can be daunting, but our extensive network, deep industry knowledge, and lending experience ensure that you receive the best financial solutions available.

Welcome to MM Finance Group, your reliable finance partner with a wealth of experience and a passion for helping you achieve your financial goals. Founded by Martha Ma, a seasoned banker with 18 years of experience in Australia’s banking sector.

Why We Are Different

Finding the most competitive loans is just one facet of the lending process. Navigating the back end by utilising our extensive network within the banking and finance industry, we know exactly the avenue that we need to go to get deals done. As an independent brokerage firm, our strength lies in the flexibility to collaborate with a diverse network of lenders. This independence empowers us to offer unbiased advice, unwaveringly placing our clients’ best interests at the forefront. We firmly believe that your unique financial needs warrant personalized solutions, and it is our commitment to bring that belief to life. Our team brings to the table an intimate, deep, and extensive understanding of the finance industry. Our expertise spans across both residential and commercial lending, catering to a broad spectrum of clients – from first-time homebuyers to c-suite executives, business owners, and property investors seeking financial solutions. Regardless of your financial aspirations, we possess the network, knowledge, and experience to skillfully guide you through the complex world of mortgage lending. 

Meet The Founder

Martha has nearly two decades of extensive experience in the banking industry; she has witnessed the ever-evolving landscape of finance and banking. Martha’s journey has provided her with a profound understanding of the banking sector and the intricate world of lending. Over the years, she has taken various roles, including Relationship Manager and Business Development Executive, spanning across Retail, Small Business Bank, Business Bank, Corporate Bank and her last banking role, as an Acquisition Private Banker with a prominent Australian financial institution. During her tenure, she had the privilege of helping high-net-worth clients, tailoring solutions to their complex and unique needs. Martha excels in structuring a wide spectrum of complex lending transactions, making her highly capable of handling a diverse range of financial needs.


However, Martha’s unwavering passion for getting clients the best deals and solutions led her to open her own brokerage firm. Recognizing the individuality of every person and business’s financial requirements, she aspired to have the freedom to collaborate with a diverse array of lenders, all with the aim of securing the best solutions for her valued clients.

our team members

Meet our professional
Team

employee

Founder/Principle Broker

Mike hardson

employee

Founder/Principle Broker

Mike hardson

employee

Founder/Principle Broker

Mike hardson

Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
Credit Representative 552876 is authorised under Australian Credit Licence 389328.

Golden Wealth Pty Ltd t/a MM Finance Group ABN 66 640 388 567