Commercial Finance

We understand that the right commercial property can be a game-changer for your business. Whether you're considering the acquisition or refinancing of commercial real estate for your business (owner-occupied) or as an investment, our team has the expertise in identifying the most suitable options and negotiating the best interest rates on your behalf, through a wide array of lenders in the market.  Some common types of commercial properties for finance include:
These can range from single-story office building to large skyscrapers. They are typically used for professional and business services.
This category includes shopping centres, strip malls, standalone retail stores, and other properties used for retail businesses.
Industrial properties can be warehouses, distribution centres, manufacturing facilities. They cater to businesses involved in manufacturing, storage, or distribution.
These properties combine multiple uses, such as retail and residential spaces within the same building or complex. Financing can be more complex due to the diverse uses.
This category encompasses properties with unique uses, such as gas stations, religious buildings, and theatres. Special purpose properties may be subject to lower Loan-to-Value Ratio (LVR) restrictions.
Self-storage properties are used for individuals and businesses to rent storage units. Financing may be tailored to the needs of this specific property type.
If you're looking to purchase a business without depleting your working capital, our commercial financing options present the ideal solution. The choice of financing depends on the type of business you're acquiring, whether it’s franchise, medical practice, motel, childcare, school or any other business with goodwill value. We have the ability to source the right lender to assist you, and the financing can be either secured by your property or against the business you’re acquiring. The maximum Loan–to-Value Ratio (LVR) on a particular business may be up to 100% of the purchase price.

Commercial Finance offers flexible loan structures, including interest-only repayment plans, loan terms of up to 30 years, stand-alone financing directly tied to the property you're financing, and the ability to cross-collateralize with your other properties, both residential and commercial, to meet your unique financial needs.